Buying a car, the most important facts in brief

How does buying a car work? What are the advantages and disadvantages? Are there risks involved in buying a car? What are the alternatives? Questions and answers can be found here.

Illustr buy explanation
Illustr buy explanation
Document Operating costs
Document Operating costs

How does it work?

What do you have to consider when buying a car and what are the advantages and disadvantages?

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Calculator

Questions and answers

The most important questions and answers about buying a car.

Contact question
Contact question

Minimise risks and disadvantages

You need your own car, but are afraid of the financial risks and the expense. Discover the car subscription.

Buying a car: How does it work?

If you want to buy a car, there are a few things to consider. First of all, you should think about how long you want to drive your car. From a financial point of view, buying a car is usually only worthwhile if it has a useful life of around 6-8 years. This is because depreciation is particularly high in the first few years. In addition to depreciation, it is important to budget for more than just the purchase price when buying a car, because in addition to the purchase price, you also have to pay for everything related to the car. This includes insurance, service and maintenance, cantonal taxes and tyres.

When buying a car, you can choose from an almost unlimited selection and configure it yourself, i.e. find exactly what you are looking for, as long as it fits your budget. However, you are bound by this decision, because if you sell the car after a few years, you often end up with a high depreciation charge. If your needs change, you can sell your car again, but this usually involves a lot of time and money, as the car loses a lot of its value after only a short period of use. In general, the time involved in buying a car should not be neglected, as all administrative tasks from insurance to registration, repairs and tyre changes have to be organised and paid for by yourself.

One advantage of buying a car is that you are the owner. This means that you have the freedom to design and modify your car according to your own wishes. At the same time, you have no kilometre limits or other restrictions, such as driving abroad or whether animals can be taken along, for example. You also save money in the long term. So if you drive your car for 6 years or more, the purchase is worthwhile in most cases. The only thing to bear in mind is that increased mileage or heavy wear and tear will reduce the resale value.

On the other hand, the high purchase costs and high and sometimes uncertain running costs such as insurance, maintenance and repairs are disadvantageous. These costs are spread over the year and are therefore often underestimated or forgotten altogether. In addition to the running costs, the loss in value should not be neglected. This is because you bear the loss in value and thus also the resale risk of the car you have bought yourself. If you want to resell your car at a later date, this can sometimes prove to be very troublesome.

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Your car subscription from Carvolution

Whether small cars for the city or SUVs for the whole family - Carvolution has the most popular cars from various brands, whether gasoline, diesel, hybrid or fully electric.

Ford Fiesta ST-Line X TELEBOY
Agate Black

Ford

Fiesta ST-Line X

CHF 32’745
Automatic • Gasoline • Front-wheel drive
18 months | 850 km | 1’620.- Down Payment
from  
285.–  /mo.
Get an offer
466.– /mo.  cheaper than  Leasing
PERMANENTLY REDUCED
Skoda Fabia Essence
Brilliant Silver Metallic
Graphite grey metallic
Magic Black

Skoda

Fabia Essence

CHF 22’130
Manual • Gasoline • Front-wheel drive
48 months | 350 km | 4’320.- Down Payment
from  
299.–  /mo.
Get an offer
51.– /mo.  cheaper than  Leasing
BESTSELLER
Seat Ibiza Style
Floret silver

Seat

Ibiza Style

CHF 30’600
Automatic • Gasoline • Front-wheel drive
36 months | 350 km | 3’960.- Down Payment
from  299.–
instead of 369.–  /mo.
Get an offer
209.– /mo.  cheaper than  Leasing
Seat Ibiza Style
Magnetic Grey
Night black
Nevada White
Sapphire-Blue Metallic
Desire Red Metallic

Seat

Ibiza Style

CHF 31’100
Automatic • Gasoline • Front-wheel drive
48 months | 350 km | 4’800.- Down Payment
from  
317.–  /mo.
Get an offer
151.– /mo.  cheaper than  Leasing
PERMANENTLY REDUCED
Skoda Fabia Selection
Brilliant Silver Metallic
Graphite grey metallic
Magic Black

Skoda

Fabia Selection

CHF 29’950
Automatic • Gasoline • Front-wheel drive
48 months | 350 km | 4’800.- Down Payment
from  
319.–  /mo.
Get an offer
147.– /mo.  cheaper than  Leasing
PERMANENTLY REDUCED
Seat Ibiza FR 115PS
Magnetic Grey
Night black
Nevada White
Sapphire-Blue Metallic
Desire Red Metallic

Seat

Ibiza FR 115PS

CHF 34’400
Automatic • Gasoline • Front-wheel drive
48 months | 350 km | 5’280.- Down Payment
from  
329.–  /mo.
Get an offer
174.– /mo.  cheaper than  Leasing
PERMANENTLY REDUCED
Fiat Tipo Hatchback
Paprika Orange

Fiat

Tipo Hatchback

CHF 33’440
Automatic • Gasoline • Front-wheel drive
36 months | 350 km | 5’040.- Down Payment
from  
299.–  /mo.
Get an offer
303.– /mo.  cheaper than  Leasing
PERMANENTLY REDUCED
Fiat Tipo Station Wagon
Pasodoble Red
Paprika Orange
Nero Cinema

Fiat

Tipo Kombi

CHF 34’940
Automatic • Gasoline • Front-wheel drive
36 months | 350 km | 5’040.- Down Payment
from  
309.–  /mo.
Get an offer
314.– /mo.  cheaper than  Leasing
Opel Corsa GS-Line 130PS
Grafik Grey
Cristal Grey Metalic
Karbon Black
Kardio Red

Opel

Corsa GS-Line

CHF 31’970
Automatic • Gasoline • Front-wheel drive
36 months | 350 km | 3’240.- Down Payment
from  
407.–  /mo.
Get an offer
208.– /mo.  cheaper than  Leasing
Ford Focus ST-Line X
Moondust Silver
Fantastic Red

Ford

Focus ST-Line X

CHF 43’050
Automatic • Gasoline • Front-wheel drive
18 months | 350 km | 2’160.- Down Payment
from  
377.–  /mo.
Get an offer
567.– /mo.  cheaper than  Leasing
Skoda Scala Selection DSG
Brilliant Silver Metallic
Black Magic Pearl Effect
Graphite grey metallic

Skoda

Scala Selection

CHF 38’700
Automatic • Gasoline • Front-wheel drive
36 months | 350 km | 4’680.- Down Payment
from  
406.–  /mo.
Get an offer
202.– /mo.  cheaper than  Leasing
Peugeot 2008 GT
Grey Artense
Okenite White
Selenium Grey
Elexir Red

Peugeot

2008 GT

CHF 43’500
Automatic • Mild-Hybrid • Front-wheel drive
24 months | 350 km | 3’120.- Down Payment
from  
426.–  /mo.
Get an offer
476.– /mo.  cheaper than  Leasing
Fiat 500e La Prima
Mineralgrau Metallic
Ocean green

Fiat

500e La Prima

CHF 38’090
Automatic • Electro • Front-wheel drive
12 months | 350 km | 1’680.- Down Payment
from  
421.–  /mo.
Get an offer
461.– /mo.  cheaper than  Leasing
PERMANENTLY REDUCED
Toyota Corolla Touring Sports 2.0
Marlin Grey Metallic
Cosmic Siver Metalic
Mystic Black
Mangan Bronze Metalic
Nagoya Blue Metalic
Juniper Blue Metallic

Toyota

Corolla Touring Sports

CHF 43’050
Automatic • Full-Hybrid • Front-wheel drive
48 months | 350 km | 6’720.- Down Payment
from  
436.–  /mo.
Get an offer
192.– /mo.  cheaper than  Leasing
Skoda Kamiq Monte Carlo
Graphite grey metallic
Brilliant Silver Metallic
Black Magic Pearl Effect
moon white
Race Blue
Velvet Red Metalic

Skoda

Kamiq Monte Carlo

CHF 47’860
Automatic • Gasoline • Front-wheel drive
36 months | 350 km | 5’040.- Down Payment
from  
446.–  /mo.
Get an offer
409.– /mo.  cheaper than  Leasing
Ford Focus SW ST-Line X
Frozen White
Chrome Blue Metallic

Ford

Focus SW ST-Line X

CHF 44’550
Automatic • Gasoline • Front-wheel drive
24 months | 350 km | 3’360.- Down Payment
from  
446.–  /mo.
Get an offer
522.– /mo.  cheaper than  Leasing
Ford Puma ST-Line X
Solar Silver
Frozen White
Fantastic Red
Desert Island Blue Metallic
Agate Black

Ford

Puma ST-Line X

CHF 40’800
Automatic • Mild-Hybrid • Front-wheel drive
36 months | 350 km | 3’960.- Down Payment
from  
479.–  /mo.
Get an offer
238.– /mo.  cheaper than  Leasing
PERMANENTLY REDUCED
Audi A3 Sportback 35 TFSI
Daytona gray pearl effect
Myth black
Python yellow Metallic

Audi

A3 Sportback S line 35 TFSI

CHF 56’860
Automatic • Gasoline • Front-wheel drive
24 months | 350 km | 3’600.- Down Payment
from  
466.–  /mo.
Get an offer
855.– /mo.  cheaper than  Leasing
Skoda Octavia Combi Sportline 1.5 eTSI
Magic Black
Graphite grey metallic
Brilliant Silver Metallic
moon white

Skoda

Octavia Combi Sportline

CHF 57’410
Automatic • Gasoline • Front-wheel drive
36 months | 350 km | 5’760.- Down Payment
from  
486.–  /mo.
Get an offer
395.– /mo.  cheaper than  Leasing
VW Touran TDI
Oyster Silver Metallic
Dolphin grey metallic
Deep Black

VW

Touran TDI

CHF 65’420
Automatic • Diesel • Front-wheel drive
36 months | 350 km | 5’760.- Down Payment
from  
496.–  /mo.
Get an offer
572.– /mo.  cheaper than  Leasing
Alfa Romeo Tonale Sprint Edition
Alfa White
Alfa Red
Black

Alfa Romeo

Tonale Sprint Edition

CHF 42’890
Automatic • Mild-Hybrid • Front-wheel drive
36 months | 350 km | 5’760.- Down Payment
from  
498.–  /mo.
Get an offer
243.– /mo.  cheaper than  Leasing
DS Automobiles DS 4
Perla Nera Black
Cristal Grey Metalic
Platinum Grey

DS Automobiles

DS 4 Trocadero

CHF 55’430
Automatic • Plug in Hybrid • Front-wheel drive
12 months | 350 km | 1’920.- Down Payment
from  
502.–  /mo.
Get an offer
597.– /mo.  cheaper than  Leasing
BESTSELLER
Audi Q3 40 TFSI Quattro
Daytona gray pearl effect
Myth black
Chronos Grey Metallic
Progressive Red Metallic

Audi

Q3 40 TFSI Quattro

CHF 76’560
Automatic • Gasoline • All-wheel drive
48 months | 350 km | 5’280.- Down Payment
from  589.–
instead of 689.–  /mo.
Get an offer
585.– /mo.  cheaper than  Leasing
Ford Kuga ST-Line X 4WD
Solar Silver
Agate Black
Frozen White
Desert Island Blue Metallic

Ford

Kuga ST-Line X

CHF 60’500
Automatic • Full-Hybrid • All-wheel drive
36 months | 350 km | 6’120.- Down Payment
from  
536.–  /mo.
Get an offer
453.– /mo.  cheaper than  Leasing
PERMANENTLY REDUCED
Mini Aceman SE
Legend Grey
Midnight Black
Nanuq White

Mini

Aceman SE

CHF 60’740
Automatic • Electro • Front-wheel drive
48 months | 350 km | 8’640.- Down Payment
from  
565.–  /mo.
Get an offer
241.– /mo.  cheaper than  Leasing
VW Golf GTI
Grenadill Black
Oyster Silver Metallic
Kings Red Metallic

VW

Golf GTI

CHF 58’910
Automatic • Gasoline • Front-wheel drive
48 months | 350 km | 8’640.- Down Payment
from  
575.–  /mo.
Get an offer
317.– /mo.  cheaper than  Leasing
PERMANENTLY REDUCED
Audi A4 Avant 40 TDI
Glacier white
Myth black

Audi

A4 Avant S line 40 TDI quattro

CHF 79’660
Automatic • Diesel • All-wheel drive
12 months | 350 km | 2’160.- Down Payment
from  
575.–  /mo.
Get an offer
1189.– /mo.  cheaper than  Leasing
Volvo EX30 Ultra Twin
Onyx Black

Volvo

EX30 Ultra Twin

CHF 52’650
Automatic • Electro • All-wheel drive
48 months | 350 km | 9’120.- Down Payment
from  
585.–  /mo.
Get an offer
102.– /mo.  cheaper than  Leasing
PERMANENTLY REDUCED
Volvo V60 T8 Ultra Dark
Onyx Black
Platinum Grey
Silver Dawn Metallic

Volvo

V60 T8 Ultimate Dark

CHF 92’240
Automatic • Plug in Hybrid • All-wheel drive
24 months | 350 km | 4’560.- Down Payment
from  
605.–  /mo.
Get an offer
1424.– /mo.  cheaper than  Leasing
Ford Tourneo Custom Titanium
Magnetic Metallic
Chrome Blue Metallic
Agate Black

Ford

Tourneo Custom Titanium

CHF 80’780
Automatic • Diesel • All-wheel drive
36 months | 350 km | 7’560.- Down Payment
from  
645.–  /mo.
Get an offer
643.– /mo.  cheaper than  Leasing
LAST PIECES
Mini John Cooper Works
Enigmatic Black Metallic
Rooftop Grey Metallic

Mini

John Cooper Works

CHF 58’120
Automatic • Gasoline • Front-wheel drive
36 months | 350 km | 7’560.- Down Payment
from  
645.–  /mo.
Get an offer
315.– /mo.  cheaper than  Leasing
PERMANENTLY REDUCED
Volvo XC40 Pure Electric Recharge P8 Twin Plus
Onyx Black
Vapour Grey Metallic
Silver Dawn Metallic

Volvo

XC40 Recharge P8

CHF 67’395
Automatic • Electro • All-wheel drive
48 months | 350 km | 10’080.- Down Payment
from  
645.–  /mo.
Get an offer
292.– /mo.  cheaper than  Leasing
Audi Q5 40 TDI quattro
Daytona gray pearl effect
Chronos Grey Metallic

Audi

Q5 40 TDI S Line

CHF 83’750
Automatic • Diesel • All-wheel drive
48 months | 350 km | 10’560.- Down Payment
from  
675.–  /mo.
Get an offer
509.– /mo.  cheaper than  Leasing
Tesla Model Y Long-Range Dual Motor
Solid Black
Quicksilver
Pearl White Multi-Coat

Tesla

Model Y Long Range

CHF 56’140
Automatic • Electro • All-wheel drive
48 months | 350 km | 10’560.- Down Payment
from  
675.–  /mo.
Get an offer
159.– /mo.  cheaper than  Leasing
PERMANENTLY REDUCED
Volvo XC60 T8 Ultimate Black
Onyx Black

Volvo

XC60 T8 Ultimate Black Edition

CHF 97’730
Automatic • Plug in Hybrid • All-wheel drive
24 months | 350 km | 5’280.- Down Payment
from  
675.–  /mo.
Get an offer
1134.– /mo.  cheaper than  Leasing
PERMANENTLY REDUCED
Audi A5 40 TFSI Cabriolet
Myth black

Audi

A5 40 S line TFSI Cabriolet

CHF 96’425
Automatic • Mild-Hybrid • All-wheel drive
48 months | 350 km | 10’560.- Down Payment
from  
675.–  /mo.
Get an offer
721.– /mo.  cheaper than  Leasing
Skoda Enyaq iV 80x Sportline
Black Magic Pearl Effect

Skoda

Enyaq iV 80x Sportline

CHF 72’170
Automatic • Electro • All-wheel drive
24 months | 850 km | 5’280.- Down Payment
from  
684.–  /mo.
Get an offer
823.– /mo.  cheaper than  Leasing
VW New Tiguan R-Line TDI 4Motion
Deep Black
Dolphin grey metallic
Oyster Silver Metallic
Nightshade Blue Metallic
Cipressino Green Metallic
Persimmon Red Metallic
Oryx White Pearl Effect

VW

Tiguan R-Line

CHF 74’850
Automatic • Diesel • All-wheel drive
36 months | 350 km | 7’920.- Down Payment
from  
685.–  /mo.
Get an offer
418.– /mo.  cheaper than  Leasing
PERMANENTLY REDUCED
Audi Q5 50 TFSI e quattro S line
Daytona gray pearl effect
Myth black
Floret silver
Glacier white

Audi

Q5 50 TFSI e quattro S line

CHF 105’100
Automatic • Plug in Hybrid • All-wheel drive
24 months | 350 km | 5’520.- Down Payment
from  
724.–  /mo.
Get an offer
1622.– /mo.  cheaper than  Leasing
PERMANENTLY REDUCED
Audi A4 Avant 40 TFSI
Daytona gray pearl effect
Myth black

Audi

A4 Avant S line 40 TFSI quattro

CHF 88’890
Automatic • Gasoline • All-wheel drive
36 months | 350 km | 8’280.- Down Payment
from  
724.–  /mo.
Get an offer
808.– /mo.  cheaper than  Leasing
PERMANENTLY REDUCED
Volvo XC90 T8 Ultra Dark
Platinum Grey
Onyx Black
Silver Dawn Metallic

Volvo

XC90 T8 Ultra Dark

CHF 129’030
Automatic • Plug in Hybrid • All-wheel drive
18 months | 350 km | 4’320.- Down Payment
from  
754.–  /mo.
Get an offer
1606.– /mo.  cheaper than  Leasing
Volvo XC60 T6 Plus
Crystal White Metallic

Volvo

XC60 T6 Plus

CHF 90’650
Automatic • Plug in Hybrid • All-wheel drive
36 months | 350 km | 9’000.- Down Payment
from  
764.–  /mo.
Get an offer
723.– /mo.  cheaper than  Leasing
PERMANENTLY REDUCED
Volvo XC90 T8 Plus Dark AWD
Onyx Black

Volvo

XC90 T8 Plus Dark

CHF 119’064
Automatic • Plug in Hybrid • All-wheel drive
36 months | 350 km | 9’720.- Down Payment
from  
823.–  /mo.
Get an offer
847.– /mo.  cheaper than  Leasing
BMW iX
Black Sapphire metallic

BMW

iX xDrive40

CHF 139’010
Automatic • Electro • All-wheel drive
12 months | 350 km | 3’960.- Down Payment
from  
1’012.–  /mo.
Get an offer
1849.– /mo.  cheaper than  Leasing
Audi Q8 50 TDI quattro
Myth black
Daytona gray pearl effect

Audi

Q8 50 TDI quattro

CHF 144’010
Automatic • Diesel • All-wheel drive
18 months | 350 km | 6’480.- Down Payment
from  
1’092.–  /mo.
Get an offer
1114.– /mo.  cheaper than  Leasing
BMW X5 40d
Dravitgrau metallic

BMW

X5 40d

CHF 139’690
Automatic • Diesel • All-wheel drive
48 months | 350 km | 19’680.- Down Payment
from  
1’241.–  /mo.
Get an offer
363.– /mo.  cheaper than  Leasing
BMW X5 40d
Brooklyn Grey

BMW

X5 40d

CHF 142’920
Automatic • Diesel • All-wheel drive
48 months | 350 km | 19’680.- Down Payment
from  
1’241.–  /mo.
Get an offer
403.– /mo.  cheaper than  Leasing
Audi SQ8
Daytona gray pearl effect
Myth black

Audi

SQ8

CHF 179’630
Automatic • Gasoline • All-wheel drive
24 months | 350 km | 11’040.- Down Payment
from  
1’390.–  /mo.
Get an offer
1486.– /mo.  cheaper than  Leasing
Audi SQ7
Daytona gray pearl effect
Myth black

Audi

SQ7

CHF 167’390
Automatic • Gasoline • All-wheel drive
18 months | 350 km | 8’280.- Down Payment
from  
1’390.–  /mo.
Get an offer
1263.– /mo.  cheaper than  Leasing
Porsche Taycan 4S
dolomite silver metallic

Porsche

Taycan 4S

CHF 146’570
Automatic • Electro • All-wheel drive
12 months | 350 km | 5’520.- Down Payment
from  
1’390.–  /mo.
Get an offer
1037.– /mo.  cheaper than  Leasing
1 /

All-inclusive car subscription or buying a car?

What many people don't know is that a car on subscription offers many advantages over buying. Lower costs, less risk and more freedom. Simply request a non-binding offer and discover the price advantage.

Illusr leasing or car all inclusive 1
Illusr leasing or car all inclusive 1

Alternative all-inclusive solution to buying: The car subscription

Buying your own car involves a great deal of personal responsibility, time, money and risk. To reduce these risks and the effort, there is the car subscription. With the car subscription you have many advantages of your own car and no administrative effort. The car comes in an all-inclusive package, which means that insurance, registration, taxes, tyres as well as maintenance and service are included in a fixed monthly price. Find out more about the car subscription as a simple, flexible and affordable alternative to buying a car.

Questions and answers about buying a car

What do I need to know before buying a car?

You can choose your new car and configure it according to your wishes. The purchase price and running costs are very high. Financially, buying a car is usually only worthwhile after 6-8 years.

What else do you have to pay in addition to the purchase price?

The purchase price for a new car is not enough. You also have to pay for insurance, cantonal registration, taxes, tyres and tyre storage as well as services and maintenance. These costs add up quickly.

Do I have to pay cash for a car or can I finance it?

It is possible to pay cash for a car or to finance it. Financing can be arranged through the seller's bank or an external bank. However, you should bear in mind that interest will be charged and therefore the total price of the car will be higher.

What happens if the car needs to be repaired?

If the car needs to be repaired, the owner has to pay for it. However, in some cases, warranties or insurance may step in and cover some or all of the costs. It is important to find out about warranties and insurance in advance and choose a suitable option if necessary.

Is buying a car the best solution for me?

In addition to some advantages such as free choice, configuration, use and design, a car purchase also comes with a high financial cost. Therefore, buying a car is only financially worthwhile after 6-8 years. Other solutions such as the car subscription offer flexible, financially more attractive solutions for a period of use between 3 months and 4 years. Ultimately, the choice between car purchase, car subscription or other solutions depends on the individual needs, financial possibilities and the planned useful life of the vehicle. There is no clear best option, but each approach has advantages and disadvantages that should be carefully weighed.

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