How much does leasing cost? What are the total costs? What role does the interest rate, the down payment and also the residual value play?
Find out how leasing works, what exactly a leasing instalment is and how to calculate the total cost of leasing a car using a leasing calculator. In the FAQ other relevant questions about leasing are answered.
How much does leasing cost and how can I calculate a leasing rate?
The most important questions and answers about leasing.
Would you like to benefit from lower costs, less risk and more freedom? Then, a car subscription offers many benefits and is a popular alternative to leasing. Simply request a non-binding offer and discover the price advantage.
With the Comparis leasing calculator, you can quickly and easily obtain a good guideline for the amount of the leasing rate with just a few entries.
With the Cembra Leasing Calculator you can estimate the costs of a leasing instalment relatively accurately. If the information is entered correctly, this calculator is very accurate.
The leasing rate alone is only part of the total costs. This is why the TCS operating cost calculator is suitable for correctly estimating the costs of a leased car.
Discover your new car subscription in Switzerland. Many models from various brands: from small cars to estate cars and SUVs to vans - Carvolution offers a wide range of petrol, diesel, hybrid and electric cars.
What are the total costs of a leased vehicle?
The total cost of a leased vehicle is higher than the monthly lease payment x the lease term. This is because there are additional costs on top of the lease instalment. The TCS rule of thumb is that the total monthly cost of a leased vehicle is approximately three times the monthly lease payment. In order to fully calculate a car lease, the total costs must thus be taken into account.
How is the monthly leasing instalment made up?
In addition to the monthly lease instalment, which depends on the vehicle price, residual value, term, kilometre package, deposit and interest rate, there are other costs incurred during the lease period.
These include insurance, taxes, cantonal redemption, service, repairs and maintenance. Depending on the lease agreement, these factors may be included in the lease. However, this will increase the monthly lease instalment and is then referred to as full-service leasing.
What is a down payment for leasing?
A down payment is a one-off payment at the start of the leasing contract. This is deducted from the vehicle price to be financed. This reduces the financing amount and the monthly lease instalment is lower than without a down payment.
What is a residual value?
The residual value is the calculated value of the car at the end of the leasing contract. This value essentially determines the depreciation cost and therefore the monthly lease instalment.
How high are leasing interest rates in Switzerland?
The amount of the leasing interest rate can vary greatly. It is important to note that the leasing interest rate alone is not the decisive factor in determining whether a leasing offer is attractive - the discount and residual value are just as important for calculating a leasing.
In most cases, the interest rate also depends on the duration, the car and the leasing bank.
Is leasing always more expensive than a car subscription?
When comparing subscription and leasing, the total costs must always be considered, as there are additional costs for insurance, service, tyres, etc. on top of the leasing rate. The total costs are generally higher than for a subscription. Carvolution therefore also offers a best price guarantee for car subscriptions compared to leasing.
This shows you how favourable our car subscription is compared to the total cost of leasing. If our costs are higher, we will reduce the subscription price for you.
Carvolution AG
Neufeldweg 2
4913 Bannwil
