Leasing calculation

Leasing: How do I calculate?

The monthly leasing costs depend heavily on the car and make, as well as the leasing period, the amount of the down payment (also known as a one-off special payment) and the terms of the leasing contract. In addition, the annual kilometres driven and any additional costs if the kilometre limit is exceeded also influence the costs. In addition to all these factors, there is also the interest rate and the residual value in the contract to consider, which have a significant impact on the monthly leasing rate. Normally, the monthly leasing rate for a private car ranges from a few hundred to several thousand francs, depending on the factors mentioned. To estimate the total cost of a lease, TCS recommends calculating the leasing rate approximately times three.

Down payment:
The down payment can usually be set by yourself and in most cases is several thousand francs.

Monthly payments:
In addition to the monthly leasing rate, there are other expenses such as taxes, registration fees or other administrative costs.

Insurance:
With a leased car, in addition to the compulsory third-party insurance, comprehensive insurance is also required, which is why these costs for insurance must also be included in the monthly expenses.

Service and maintenance:
Even if the leasing contract partially includes certain services, additional costs for repairs, tyres, brakes, etc. may arise.

Costs at the end of the leasing contract:
At the end of the lease term, or at the time of return to the dealer, there may be additional costs for excessive wear and tear, excessive mileage or other charges if the stipulated terms of the lease have not been adhered to.

Early termination charges:
If a lease is terminated early, there may be high cost implications as an early termination fee will be due.
It is very important with a leasing contract to check the terms carefully and to make cautious assumptions when determining the duration and kilometres in order to avoid high costs later on.