Leasing calculation
How much does leasing cost? What are the total costs? What role does the interest rate, the down payment and also the residual value play?
How much does leasing cost? What are the total costs? What role does the interest rate, the down payment and also the residual value play?
How much does leasing cost and how can I calculate a leasing rate?
What is leasing and what are the advantages and disadvantages?
The most important questions and answers about leasing.
What many people don't know is that a car on subscription offers many advantages over leasing. Lower costs, less risk and more freedom. Simply request a non-binding offer and discover the price advantage.
With the Comparis leasing calculator, you can quickly and easily obtain a good guideline for the amount of the leasing rate with just a few entries.
With the Cembra Leasing Calculator you can estimate the costs of a leasing instalment relatively accurately. If the information is entered correctly, this calculator is very accurate.
The leasing rate alone is only part of the total costs. This is why the TCS operating cost calculator is suitable for correctly estimating the costs of a leased car.
What is the total cost of a leased car?
The total costs of a leased car are higher than the monthly leasing rate x duration. This is because there are other costs in addition to the leasing rate. The TCS rule of thumb says that the total monthly costs of a leased car are about 3 times higher than the monthly leasing rate.
How are the total costs of a leased car composed?
In addition to the leasing rate, which depends on the vehicle price, the residual value, the duration, the KM package, the down payment and the interest rate, there are additional costs that are incurred during the leasing process. These include insurance, taxes, licence plates, service, repair & maintenance. Depending on the leasing contract, these factors can be included in the lease. However, this in turn increases the monthly leasing rate and we are then talking about a full-service lease.
What is a down payment for leasing?
A down payment is a one-off payment at the beginning of the lease. It is deducted from the price of the car to be financed. This reduces the financing amount and the monthly leasing rate is lower than without a down payment.
What is a residual value?
The residual value is an imputed value of a car that it will have at the end of the lease. This value essentially defines the depreciation costs and thus the monthly leasing rate.
How do I compare offers?
When comparing different leasing offers or comparing them with other solutions, such as a car subscription or purchase, it is essential to look at the total costs. Here you will find an overview of the total cost calculation, which provides a good basis for comparison.