Leasing a car and what you should know about it

Find out here about financing, the terms of the contract and the risks involved in leasing before you sign a leasing contract.

Leasing decision
BMW X1 black on paper stack

All info about leasing

What you should know about a leasing.

  • A lease is a pure form of financing for your car (Learn more about the leasing costs).
  • A down payment is often required.
  • The leasing contract is concluded for a fixed term.
  • It is possible to take over the car at the end of the term for the residual value, but this is not part of the actual leasing (Learn more about taking over a leasing).
  • It is important to know that leasing is not a down payment. (Learn more about the down payment)

Find out how much a leasing really costs you

Leasing contracts can cost more than what you can imagine at first:

  • You have to multiply the leasing instalment by 3 to find out the effective costs. (Learn more about the calculations)
  • The insurance, the service and the cantonal registration are not included in the leasing rate.
  • Returning your leased car before the end of the contract is really expensive.
  • As the lessee, you are obliged to make the leasing payment in the coming months and years.
  • If you want to terminate the contract, you have to expect high penalties. (Learn more about how to end a leasing)
BMW 118i and Ford Puma leasing
grey ford fieta

Questions and answers about leasing

What is a lease explained simply?

A lease is a form of financing for your car (Learn more about the financement). The lessee (you) pays a monthly amount to the lessor. An increased first instalment ('deposit') is often required. The leasing contract is concluded for a fixed term. Usually 3 to 5 years. After expiry, the car usually has to be returned or you have the option to buy the car at a pre-defined residual value. It is important to know that leasing is not an instalment. The car does not belong to you at the end of the contract - unless you pay the outstanding balance and thus acquire ownership. In addition to the loss in value (amortisation), your monthly payment also includes an interest component.

When does leasing make sense?

Leasing makes sense when you want to drive your car for 3 to 5 years. Or you can't or don't want to tie up so much capital at once. Calculate how much a leasing could cost you (Go on our cost calculator)

What is full-service leasing?

With full-service leasing, maintenance and tyres are included in addition to amortisation and interest (as with conventional leasing). This of course increases the monthly instalment somewhat, but the scope of services is also higher.

Can I buy my leased car at the end of the contract?

This is contractually regulated. If you want to buy your leased car at the end of the contract, you must make this known before signing the contract. Some providers allow this, others do not. So make sure you find out before you sign the contract. (Learn more about how to end a leasing)

What is a lease transfer?

In a lease transfer, an existing lease is transferred to a new lessee (Learn more about transferring a leasing). The new lessee takes over the monthly leasing instalments in future. He is thus the new owner of the leasing contract. Such a transfer is usually associated with additional costs.

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What our happy customers say

Patrick Mondi
Patrick Mondi

Congratulations to Carvolution AG and its employees. A young company that is really very committed. Without the annoying paperwork, hidden clauses and/or pitfalls. Renting a vehicle was the best option for us in terms of economy, cost control (fixed costs - no ifs and buts!) and flexibility.

Nathalie Belet
Nathalie Belet

I wanted to try a car for a longer period of time, but I did not want to commit to a full lease. I found the interaction with the staff extremely pleasant, fast, with modern communication methods like whatsapp and I felt very at comfortable with it every step of the way. I highly recommend it to everyone! Just try it and you will love it.

Mario Magnus Müller.
Mario Müller

What else can you say about Carvolution other than: Top notch! The prices are, if you compare all the costs, absolutely unbelievable and the contact with the staff couldn't be more simpler and friendlier. The car was more than I expected in terms of equipment and on my request to get a white car, I even accepted.

Niculina Kamber
Niculina Kamber

Carvolution has convinced and inspired me. The whole process was simple and Carvolution took good care of me. The delivery of the car was fast and professional. I am more than satisfied with the overall service and with my new car. I can warmly recommend Carvolution. A big thank you again to all of you.

Barry Copp
Barry Copp

What I like about them is the service, the entire car package being in one payment (insurance, maintenance & service, repairs, tyres, etc.) and they are very easy to deal with. They speak English, which is useful for me while I am still learning German. As a local Google guide, I highly recommend this company.

Learn more about the differences between car subscription and leasing

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