This picture shows the competition between Arval and Carvolution, symbolised by the companies' logos on a laptop screen.
This picture shows the competition between Arval and Carvolution, symbolised by the companies' logos on a laptop screen.

A car subscription should primarily be simple, transparent, and tailored to your personal needs. However, not every provider offers the same flexibility or service level.

The Arval car subscription and Carvolution’s offering may appear similar at first glance, but a closer look reveals key differences.

To help you make the best decision, we have summarised the main features of both providers and show what you should really consider when choosing your car subscription.

Category
Arval Car Subscription
Carvolution
Company
Subsidiary of BNP Paribas
Swiss car subscription provider
Insurance Deductible
Fixed 500 CHF
Choice of 250 / 500 / 1,000 CHF
Drivers
From 18 years, contract ends before 75
From 18 years, no upper age limit
Purchase Option
Not possible
Possible after minimum term
Keep Your Registration Plate
Not possible
Possible if allowed by canton
Deposit
Not possible
Optional, freely selectable
Trade-in Old Car
Not possible
Possible via Carvolution Outlet
Mileage Adjustment
Once a year via support
Flexible monthly via app
Test Drive
Not possible
Solutions arranged depending on car
Flexibility
Standardised offering
High flexibility and customisation

Who’s Behind the Offers? Company Philosophy

Arval Car Subscription

Arval specialises in full-service leasing and fleet management. The company is fully owned by the international bank BNP Paribas. Besides fleet and leasing solutions, Arval also offers car subscriptions aimed at private customers. Its processes are structured around the framework of a global financial and fleet manager.

Carvolution

Carvolution, on the other hand, is a Swiss pioneer founded as a pure car subscription company. Its philosophy focuses on maximum flexibility, transparency, and full digital management of the user experience. Carvolution aims to eliminate the complexity of car ownership through a simple all-inclusive subscription.

Price Comparison: Arval vs. Carvolution

At first glance, both Arval and Carvolution allow flexible contract durations and mileage options.

Carvolution additionally lets you choose your deposit amount, which can reduce monthly costs and make the subscription better suited to your needs.

Moreover, Carvolution guarantees the best price: if you find the same car with identical specifications cheaper elsewhere than in the Carvolution all-inclusive subscription, Carvolution adjusts the price for you.

Key Differences in Detail

Insurance Deductible

  • Arval: Fixed at 500 CHF

  • Carvolution: Choose between 250, 500, or 1,000 CHF

Who Can Drive the Car

  • Arval: Drivers from 18 years, contract must end before 75

  • Carvolution: Drivers from 18 years, with no upper age limit, so even retirees can subscribe.

Purchase Option

  • Arval: Not possible

  • Carvolution: Available after minimum term. Can request six months before term ends. Further information can be found here.

Keep Your Registration Plate

Deposit and Trade-In

Mileage Adjustment

  • Arval: Once per year via support

  • Carvolution: Flexible monthly via app with real-time tracking

Test Drive

  • Arval: Not offered

  • Carvolution: Possible depending on the car; solutions arranged on request. Just get in touch.

Service & User Experience

Arval: Most adjustments and requests are handled via support team. While digital management via an app is possible, it is not the central hub for controlling your subscription.

Carvolution: The subscription is fully optimised for digital management. The app provides full oversight of mileage, services, appointments, and costs. From ordering to return, the process is highly digital and flexible.

Conclusion: Is the Arval Car Subscription Worth It?

The Arval car subscription is a solid choice for those who prefer a standardised, straightforward offering without many options.

Carvolution, however, offers far more flexibility: selectable insurance deductible, monthly mileage adjustment, car purchase options, and trade-in opportunities allow for a highly personalised subscription.

If flexibility and individualisation are important to you, Carvolution is likely the better choice. If a standardised plan suits your needs and you accept its limitations, Arval provides a simple and clear solution.

Sale

Benefit from attractive discounts on selected vehicles. Everything is included in the subscription, and a buyout is possible at the end!

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