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You’re looking for a new car, but don’t want to spend a fortune and, above all, want to avoid nasty surprises? Then a car subscription is exactly the right choice for you. Because although leasing rates often look very attractive at first glance, they usually aren’t. That’s because the monthly leasing rate is only a small part of the total costs you’ll actually face.

In this blog, we show you why a car subscription is the better choice compared to leasing – and how you can benefit from Carvolution’s Best Price Guarantee.

Why total car costs make the decisive difference

Anyone who owns a car in Switzerland knows: mobility is a significant item in the household budget. But how much does a car really cost? Most of us think of the monthly leasing rate and the expenses at the petrol station or charging point. But reality is more complex. The fact that we often misjudge these costs by a wide margin is not a purely Swiss phenomenon – it is rooted in human psychology.

A comprehensive study by the University of Mannheim in collaboration with Yale University in the US examined exactly this behaviour. The result is striking: over 50% of drivers massively underestimate the monthly total costs of their vehicle. On average, estimates are off by several hundred Swiss francs per month! Why does this happen? Because we tend to overlook fixed costs such as insurance, taxes or gradual depreciation, as they are not visible on a daily basis.

In Switzerland, these costs carry particular weight. Insurance premiums depend on many factors, cantonal vehicle taxes vary widely, and servicing at an authorised garage comes at a price.

With traditional leasing, you only pay for the use of the car and the leasing interest. You are responsible for all ongoing additional costs such as comprehensive insurance, taxes, tyres and more.

The car subscription breaks with this complicated system. Carvolution bundles all of these items into a single, fixed amount. This ensures maximum transparency. On 1 January, you know exactly what your car will have cost you by 31 December. No hidden fees, no additional charges for servicing, and no headaches about insurance classes.

If you see a leasing offer of CHF 350, immediately add the “hidden” items in your head: comprehensive insurance, taxes, tyre storage and changes, as well as servicing and maintenance. Suddenly, you’re looking at a sum that is significantly higher than the original rate. This is exactly where Carvolution comes in: we make these costs visible and predictable from the outset. In a direct 1:1 comparison, it quickly becomes clear that the total cost of leasing is significantly higher than that of a car subscription.

Advantages of Carvolution’s all-inclusive car subscription

A new car usually means a mountain of organisation. We believe your time is too valuable for administrative appointments and insurance price comparisons. With the all-inclusive car subscription, you enjoy the driving experience while we take care of the work in the background.

  • Insurance included: You drive with fully comprehensive insurance. In the event of a claim, we are there for you and handle the entire process. This not only saves you money but also nerves when dealing with insurers. You can, of course, optionally expand your package – for example, with parking damage insurance if you often park in tight car parks, or legal expenses insurance for traffic matters.

  • Taxes & registration: We register the car in your canton of residence. The number plates are already mounted on the car when you collect it. You don’t need to go to the road traffic office or worry about the annual vehicle tax bill. Carvolution takes care of everything for you.

  • Maintenance & wear and tear: Whether brakes, oil changes or general required checks – all servicing work is included in the subscription price. The risk of unforeseen repairs lies with us, as long as you adhere to the standard maintenance intervals.

  • Tyre worry-free package: The right tyres for every season are also included in the subscription price. Tyre changes and storage at one of our partner garages near you are included as well. You simply book an appointment and stop by briefly – the bill goes directly to us.

  • Customised mileage packages: You decide how much you drive. And the best part: you can adjust your mileage package monthly in our app. Driving more in the mountains during summer or planning a road trip? Simply increase the package. Is the car parked in the garage more during winter? Easily reduce it. This way, you only pay for what you actually use.

What exactly is the Best Price Guarantee for car subscriptions?

We are convinced: with us, you always pay the best price compared to the total cost of leasing – guaranteed. We want you to have the certainty that you’re not paying too much for your all-round carefree package.

What does that mean exactly? If you find the same car with exactly the same specification and list price at another Swiss provider at a lower cost when leasing – once all costs are taken into account (the so-called total cost of ownership) – then we will adjust the subscription price for you. We don’t just look at the bare leasing rate, but at the entire package: leasing + insurance + taxes + servicing + tyres + registration.

This not only secures you the most financially attractive deal, but also gives you added flexibility. Leasing often ties you into a contract for 36 or 48 months, which you can only exit at high cost. A car subscription can be chosen with a much shorter minimum term. But terms of 3-4 years are also common with subscriptions. Whether 3 months or 4 years – drive the car for as long as you need it. If your life situation changes, you can simply return the car after the minimum subscription period or switch to another model.

How the Best Price Guarantee works with a total cost comparison

You have a leasing offer and are wondering whether the car subscription can really compete? We make it easy for you. The process is transparent, fair and personal:

  • Send in your offer: Simply send us your leasing offer by email to contact@carvolution.com.

  • Joint analysis: Our team will get in touch with you. We review the figures together and calculate the total cost of leasing (including insurance, tyres, servicing, etc.), which are often hidden in the small print or billed separately.
    Price adjustment: If your leasing offer, once all additional costs are taken into account, is actually cheaper than our all-inclusive subscription, we will reduce your monthly subscription rate.

Key points for the Best Price Guarantee

  • Source: The offer must come from an official Swiss dealer or online provider.

  • Validity: The documents must not be older than 30 days.

  • Condition: It must be a new vehicle (no used cars or demonstrators).

  • List price: The specification should be comparable (max. 5% deviation).

  • Customer group: The guarantee applies to private individuals, as we can compare taxes and insurance costs most accurately here.

New: the digital total cost calculator

Don’t want to wait? You can now easily take the comparison into your own hands. With our total cost calculator, you can enter your leasing parameters and see in real time how much leasing really costs compared to a car subscription. The tool takes into account all Swiss average values for taxes, insurance and maintenance, allowing you to make an informed decision immediately.

Checklist: how to ensure a fair comparison

For a comparison between leasing and a car subscription to make sense, we must compare “like with like”. Only when the framework conditions are identical will you see your true savings potential. Use this checklist for your own review:

  • Vehicle check: Is it the same model, the same engine (hp/kW) and the same trim level (e.g. “Line”, “Style” or “Sport”)?

  • Term check: Are you comparing a 48-month leasing term with a 48-month subscription term? Note that shorter leasing terms significantly increase the monthly rate.

  • Mileage check: Are the included kilometres per year identical? A lease with 10,000 km is naturally cheaper than a subscription with 20,000 km.

  • Down payment: Are you factoring in a down payment for leasing? If so, this must also be spread proportionally across the months in the subscription comparison. Carvolution usually offers subscriptions with CHF 0 down payment, which preserves your liquidity.

  • Cantonal factors: As insurance premiums and vehicle taxes vary greatly by canton (e.g. Zurich vs Valais), the comparison location must be identical for both models.

Why Carvolution is more than just a good price

In addition to the Best Price Guarantee, there are many reasons why thousands of customers in Switzerland already rely on Carvolution. We are the pioneers of the car subscription model in Switzerland and have optimised the process so thoroughly that you hardly need to worry about anything.

The biggest advantage is mental relief. Imagine never again having to check insurance invoices, never again wondering when the next service is due, and never again searching for affordable winter tyres. All of this is included in your monthly subscription rate. We manage your car so that you can focus on the road.

Have we sparked your interest? Then book an appointment and find your car subscription today.

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